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Hi.  I'm Bill McClearn, President of Balquidder Mortgage.  I'm an experienced, competent loan originator who is also a Certified Mortgage Credit Expert.  I've helped many families plan and execute a strategy to position themselves for home ownership.  I've also assisted numerous clients increase their credit scores by over 100 points to enable them to obtain the lowest possible rates for their refinances as well.  My mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.